The Lisa Wells Team Blog

What You Need to Know About the 2025 Conforming Loan Limits

The FHFA has announced the 2025 conforming loan limits, bringing more opportunities for competitive financing. Here’s what it means for you.

Why Real Estate Remains a Strong Investment in Today’s Market

Is AI Being Used in the Mortgage Industry? Yes, But Not Like You Might Think!

The Rising Unemployment Rate Foreshadows Lower Mortgage Rates

How to Become a Cash Buyer

4 Strategies to Buy a Home Before Selling Yours

Surging Tax in the Booming Housing Market

When Will The Widely Anticipated Housing Crash Finally Arrive?

Overcoming Housing Market Fears

Building wealth through real estate: understanding homeownership as an investment strategy

Why Cash Buyers Dominate the 2024 Real Estate Market

Mastering Your Credit Score: The Key to Unlocking Your Dream Home

The Real Impact of Unemployment on Mortgage Rates in 2024

Debunking the 3 Most Common Myths About the 2024 Housing Market

Why Aren’t Home Prices Falling as Inventory Rises?

Factors That Will Impact Your Mortgage Rate In 2024

How to Maximize Your Tax Refund as a Homeowner in 2024

2023 Housing Market in Review: Looking Back on a Year of Correction

Still Worried About a Housing Crash? Buyer Activity and Home Prices UP in December

Conforming Loan Limits: What They Are and How They Impact You

Now Could Be the Best Time to Buy a Home in Months as Affordability Improves

Why Home Prices Keep Going Up

Why We Believe Mortgage Rates Will Drop in 2024

3 Powerful Ways to Combat Home Affordability Challenges in 2023

Look Beyond Rates: The Keys to Picking the Right Mortgage Lender

Warren Buffett and Goldman Sachs Do Not Think Home Prices Will Fall – What Are They Seeing?

Home Prices Rise Again In April: What to Expect If You’re Still Waiting to Buy

The Main Reason Mortgage Rates Are So High

Knowledge is power. If you are wondering why mortgage rates are so high, take a peek at this article!

Consume accurate knowledge rather than merely what the media wants you to know.

The lesson I have learned from fielding all of these calls text and emails? I will consume less and talk to experts more, then formulate my thoughts and opinions, as well as stay in touch with my clients to ensure they are getting the right information not what the media wants them to know.

So many headlines but so little context…

Reading this poll made me very frustrated because it tells me the media spin is winning over the opinions of homebuyers

Challenges for NextGen Homebuyers

These stats found in the 2022 state of the mortgage industry half-time...

Now, What Is She Talking About?

Sometimes in your life, you hear something that hits you square between the eyes.

Burnout or Bad Habits?

“For the last couple months, when Thursday comes around, I am tired, and on Friday, I am straight-up unmotivated...

What Shot Are You Missing?

“I always miss my first free throw, that is just me.”

What I Heard the Other Day...

Trust is earned in small drips but lost by the bucket...

Over stimulated, over scheduled?

The world is not slowing down, so you have to slow down where you can.

MPFI…What does this stand for?

MPFI… What does this stand for? Is this a typo or a nice way to put an expletive? MPFI stands for Make People Feel Important.

How do you handle a problem you've never faced?

I share with you in hopes that it helps you!

How about I start tomorrow...

How about I do it tomorrow? Or Monday? Or the first of the month, or the first of the year? UGH!

The Back-to-School Bustle and the Summer Reflect

The back-to-school bustle has started! Teary pictures of parents dropping their kids off at college for the first time and the new adventures that await parents and kids!

Feedback and It's Importance

“Have the humility to ask for feedback, but the ability to not take it as gospel.”- Gary Vaynerchuk

What I Wish I Knew Years Ago

Who knew that being interviewed by a 17 year old for a class assignment would bring me such perspective.

How is a Nutritionist Like a Mortgage Loan Officer?

I have always been a starter, not a finisher. I have 500 great ideas, only 10 actually get out of my head and move forward, and even those don't necessarily to the finish line! I have started diets almost every first Monday of the month of every single year for many years. I did Whole30 but only for 24 days, not 30.

The Important Difference Between Feeling Stuck and Being Burnt-Out

What is the solution to these problems we face?

Not Today but Someday

How we never give up on clients

The Kiss of Death - Low Appraisals

Here is the reality of the appraisal world:

Wells Fargo Woes

Our reaction to the Wells Fargo news.

Life lessons

I am always learning, are you?

What in the world is going on with interest rates!?

Rates climbed last week by .2-.5%. It was a fast and emotional moment that happened after the election.Do we think they are just going to continue to keep going up? No, there will be blips on the radar of better days - however his is the trend now. Here is why...

New loan amounts.... What does that mean for you?

As 2017 is around the bend we have increased our loan limits on conforming and FHA loans!

More interest rate hikes ahead? What does this mean for mortgage rates?

The Fed just announced an interest rate increase of 0.25%. If you're concerned about how that may affect you, please read on.